Why Universal Health Insurance Is a Bad Idea

First, it's an expansion of government into an area that it has no business running, which is our health. Once the government funds or controls insurance, it is not just a slippery slope but a fait accompli that the government will dictate who gets how much health care -- and who is cut off.

Secondly, one of the benefits of competition in the marketplace is that some people have the choice not to buy a product or service. All of the market is trying to get them to buy, and it must provide enough benefits at a low enough price to entice them to buy whatever product or service is offered. If everyone is compelled to have health insurance, the clumsy and ineffective alternative of price controls will have to be employed, and it will fail.

Therefore, people must be given the opportunity to opt out and save some money. Let people decide if their health is good enough, or the risk to them great enough, to choose health insurance over some other priority.

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